How to Get a Car Loan with Bad Credit

Glasses Resting on a Credit ReportAre you wondering how to get a car loan with bad credit? Sometimes, the first step is the hardest when you’re trying to get car financing with a not-so-great credit rating. At ClickIt Auto and RV Wandermere, we make it easier because you can apply for financing online. From there, our finance center team will help you set up a payment plan that works with your budget.

What Steps Can I Take to Get a Car with Bad Credit?

After applying for financing online, you can take a look at some things to see exactly how much car you can afford. These things can keep you within your budget:

  • Know your budget. This means taking a look at how much income you have every month, and how much you spend monthly.
  • Put down a larger down payment if you can, because it will lower your monthly payments. If you have a trade-in, this can help.
  • Make sure your credit rating is correct. Look over your credit report closely and report any errors.
  • Don’t select a vehicle that’s outside your budget. ClickIt Auto and RV Wandermere has a selection of used cars under $10,000 and dealer specials that can help.
  • Ask questions!
  • Bring proof of your income and stability. Pay stubs, proof of address and insurance, and proof that you’re currently employed can help.

How to Improve Your Credit

It’s never too late to start working to improve your credit score. Don’t get discouraged. Look at how your credit score got low in the first place and see where it can be improved. If you’ve been rebuilding credit, your credit score might still be low but your recent prompt payment history will appeal to lenders in Seattle. Keep improving your credit by making payments on time. Your new car will give you the opportunity to build your credit rating back up, which will make it easier to get financing down the road.

Buy a Car With Bad Credit at ClickIt Auto and RV Wandermere!

ClickIt Auto and RV Wandermere loves to help drivers get the cars they need for getting around Spokane Valley and Coeur d'Alene, ID. Come see us with your questions about financing, how to choose a good used car, or to browse our full selection of used cars.

More From ClickIt Auto and RV Wandermere

  • What’s the GMC Sierra Towing Capacity?

    Are you shopping for a light-duty truck for sale near Seattle? You may be wondering, “How much can the GMC Sierra tow?” Since its 1999 launch, the GMC Sierra has offered impressive towing capacities that have only climbed throughout the years. The newest GMC Sierra 1500 can tow up to 12,200 pounds when properly equipped….

  • How Much Can a Ram 1500 Tow?

    If you’re shopping for a full-size truck, you may be wondering, “How much can a Ram 1500 tow?” The Ram 1500 has a long and rich history of getting the job done for Seattle drivers. New models have a maximum towing capacity of 12,750 pounds, earning the truck a Best-in-Class V8 Engine Towing distinction. Whether…

  • Must-Have RV Upgrades

    Your home is equipped with high-tech devices and appliances. Why not add the same advances to your home on wheels? RV makers are loading their vehicles with the latest and greatest RV upgrades on the market for a fully integrated experience. Since you can’t take all your favorite appliances with you inside your used RV…

Saved
Saved Vehicles ×

SAVED VEHICLES

You don't have any saved vehicles!

Look for this link on your favorites:

Save

Once you've saved some vehicles, you can view them here at any time.

Contact
Contact Us ×

509-553-5723

Call Now

12021 N Division St • Spokane, WA 99218

Get Directions

Today's Hours:

Open Today! Sales: 9am-8pm

ClickIt Auto and RV Wandermere

12021 N Division St Spokane, WA

Phone: 509-553-5723

https://www.google.com/maps/place/Click+It+Auto+%26+RV+Wandermere/@47.766684,-117.40596,17z/data=!4m13!1m7!3m6!1s0x549e1c57123b129f:0xd53f0023a4fbb7d9!2s12021+N+Division+St,+Spokane,+WA+99218!3b1!8m2!3d47.7666843!4d-117.4059596!3m4!1s0x549e1c573e4431d9:0x2e801744f2b8a8e7!8m2!3d47.7674875!4d-117.4057872?hl=en-US

Sales

Phone: 509-553-5723

12021 N Division St Spokane, WA
47.767522 -117.405806
[schema type="organization" orgtype="LocalBusiness" url="www.clickitautoandrv.com" name="ClickIt Auto and RV Wandermere" description="" street="12021 N Division St" city="Spokane" state="WA" postalcode="99218" country="US" email="bwalth@clickitautoandrv.com" phone="509-553-5723" logo="https://di-uploads-development.dealerinspire.com/clickitautoandrvwandermere/uploads/2018/11/ClickItAutoRVWandermere.png"]
ClickIt Auto and RV Wandermere
ClickIt Auto and RV Wandermere
12021 N Division St
Spokane, WA, 99218 US
509-553-5723
https://di-uploads-development.dealerinspire.com/clickitautoandrvwandermere/uploads/2018/11/ClickItAutoRVWandermere.png
ClickIt Auto and RV Wandermere 47.767522, -117.405806.